Termites: Subterranean termites can be found in many locations throught Southern Ontario. Termites live in colonies in the soil and travel through the soil, in wood or shelter tubes. In colour and size they resemble a grain of rice. The damage caused by termites are usually not noticeable on the surface as termites avoid exposure to the air. The damage caused by termites can be extensive and costly to repair.
Aluminum Wiring: Due to the shortage and high cost of copper wires, aluminum wires were used in Ontario homes from approximately 1965- 1975. Aluminum wires expand at a greater rate than copper and connection can become loose. Aluminum wire oxidates when exposed to air, this can increase the resistance to current and generate heat. Due to a potential safety concern and or possible fire risk with aluminum wiring it became mandatory on July 31, 1975 to use proper aluminum wired compatable electric receptacles (CO/ALR). Due to the potential fire risk, some insurance companies may not offer coverage with aluminum wires. It is imperative that you check with your insurance company as per their acceptance with aluminum wires.
Knob & Tube Electric Wiring: Prior to the 1950's most electric wiring consisted of circuit conductors (wires) which were enclosed in flexible tubing which resembled heavy canvas (loom). These wires ran individually supported above a mounting surface by porcelain knobs (stand-offs), or through porcelain tubes inserted in holes bored through framing members. Solder joints were often used to connect the wire ends. These joints were made in the open, not concealed in junction boxes. Concerns: The wiring is not grounded. Most modern electric equipment requires grounded electric circuits, The insulation around the wires could become loose, frayed or damaged causing the bare wires to become exposed to potential harm.In exposed areas such as attic or crawl spaces this wiring could become damp causing a potential harmful situation or rodents/ animals could damage the wires.MANY INSURANCE COMPANIES ARE CONCERNED ABOUT THE POTENTIAL RISKS INVOLVED WITH IMPROPER KNOB AND TUBE ELECTRIC WIRING. It is imperative that you check with your insurance company as per their acceptance with knob and tube electric wiring.
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